How to Apply for your American Express Platinum Credit Card

Whether for shopping, traveling or for your entertainment, this is an option for people who are looking for more than just a credit card, but for life experiences.

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What exactly are you looking for in a credit card? If the answer is a service that offers more than just the ordinary, then you may want to know more details about The American Express Platinum Card, an option that highlights exclusive benefits, small luxuries and sophistication, aligned with a stylish design. With an annual fee of $1,450, this offer brings to the customer benefits that evolve around:

• Traveling
• Dining
• Entertainment
• Personalized offer of 255,000 bonus membership rewards points

Felt interest? Then take a look at this article we have prepared for you.

Prerequisites

First off all, similar to any other credit cards available in the market, there are a few rules you should meet in order to be able to apply for this card. Being aged 18 years old or over is a must, and you should not have a bad history of debt or payment. Another important point is that you need to be an Australian citizen (or hold a long term visa/be a permanent resident) to be considered by American Express (Amex).

Part of the application also includes a credit check, and some of the documentation you need to provide is an Australian Driver’s Licence number (if you have one and if it is applicable), information and proof of your income, debts and expenses.

What are the benefits offered by this card?

The American Express Platinum Card offers a series of benefits in different areas and sectors:

• Get 2.25 points every time you spend $1 (only applied for purchases outside government bodies), and 1 point whenever you spend in government bodies in Australia;
• Travel insurance;
• Receive a $450 travel credit every year that can be spent on eligible flights (both domestic and international), hotels or car hire;
• Earn up to $400 in dining credits to spend at participating restaurants (both in Australia and overseas);*
• Travel comfortably with access to 1400+ airport lounges (available in more than 140 countries).

Other benefits may include transferring points to airline and hotel partners; Amazon Prime subscription credit; access to news coverage around the globe with The Australian Premium Subscription, and more. You should also consider that this card has a fraud protection guarantee and it is eligible for Apple Pay, Samsung Pay and Google Pay.

*A separate one-time enrollment is required.

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Dive a little deeper into Amex

With more than 170 years in the market, American Express, also known as Amex, is a company founded in the state of New York in 1850. Known worldwide, the institution has a large presence in and out the U.S., providing services that include credit cards, insurances and more.

Its presence in Australia started in the 1950’s, with a travel office located in its capital, Sidney. After some time, the company also expanded the services to New Zealand, starting its operations in the 1970’s.

Is this really the right card for me?

Consider what you are looking for in a card before making your choice. This is an important decision, so you should not hurry up. Take your time, list your preferences and what you want in your card. If after doing that your answer is to get benefits regarding entertainment, traveling and, of course, shopping, then this is definitely an option you should consider.

Another thing that you must think about is if the fees and conditions apply to your profile and to what you expect to pay. The American Express Platinum Card has an annual fee of $1,450 and it does not incur an interest rate. You should notice, however, that a fee will be incurred if the customer does not pay the balance in full correctly every month.

Now, how can I apply for this card?

Applying will only take you about 10 minutes and it can be done online, from wherever you are. To do that, you will just need to follow a few steps:

• First of all, access the ‘Apply Now’ page;
• Before continuing, remember to read all the important information available, such as terms and conditions, and more;
• Fill in the blanks with your personal and financial information (contact details, postcode, employment, and more);
• A decision will be sent by post within 5-10 days by post.

If you have any other questions, you should call 1300 557 743 and request additional information.

Conclusion

Choosing the right credit card can be a challenging thing to do, but it does not have to be complicated. You just need to know your buying profile well, and to understand if the terms and conditions offered do match what you are looking for and your lifestyle. With The American Express Platinum Card you will enjoy competitive rewards and bonuses related to activities such as traveling, dining and shopping, so if having this kind of benefit is important for you, take a good look at this option.

Consider all the advantages offered and make sure to check out all the details, and to know well your financial goals. By carefully reading all the information available and comparing the options you have, you will avoid making impulsive and regrettable decisions. Remember the perfect card can be just a click away! Are you ready to choose a card that suits your lifestyle?

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