How to Apply for your The American Express Platinum Edge Credit Card

When choosing a credit card, there are many aspects you should consider. If you are looking for ways to enjoy some benefits in your daily life, The American Express Platinum Edge Credit Card is one of the options that you must think about, as it provides advantages that might be interesting for you, especially if you are into traveling and buying cheaper.

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With an annual fee of $0 in the first year and a minimum credit limit of $3,000, here are some of the main facts about this option:

• An interest rate of 23.99% per annum on purchases;
• Interest free period up to 55 days;
• Get points every time you spend in and outside Australia;
• Receive benefits to spend on eligible flights, hotels and car hides;
• Add up to 4 new cards without extra fees, and more.

What are the prerequisites to apply for this card?

There is nothing uncommon about applying for The American Express Platinum Edge, as the rules and requirements are similar to any other card in the market. In order to do that, you must be 18 years old or more and have no history of bad debt or payment default.

It is also a request that you are an Australian citizen (or hold a long term visa/be a permanent resident). To complete the application, you will be submitted to a credit check and must present a few documents to proceed, such as:

• Details about yourself (income, debts and expenses)
• Documents that can prove your income (for example payslips);
• An Australian Driver’s Licence number (if applicable).

Diving deep into the offer

Promoting a compact and convenient offer, The American Express Platinum Edge, puts together an affordable price and effective benefits for people who are looking to save money while enjoying the little moments in life. Let’s go a little deeper into these advantages:

• Earn points every time you buy. For every $1 spent at major supermarkets and petrol stations, you will get 3 points, and if you wish to spend on purchases in a foreign currency, each $1 will result in 2 points;
• Get 1 point per $1 on every other purchase you do;
• Turn your points into something else. You can transfer them to use in an airline or hotel partner program, to book travels, redeem points for gift cards to give a magical moment for a loved one, and more;
• Receive a $200 annual travel credit to use in eligible flights (international or domestic), hotels, car hires and others. This benefit can be used to book something for yourself or anyone you wish, and is a way to spend less and enjoy more;
• Receive complimentary travel insurance and feel safer while exploring.

However, the card offers several benefits but also comes with costs that should be considered. These include:

• Slightly elevated interest rate compared to other credit cards and/or banks.
• Annual fee of $195, applied from the second year onwards.
• Foreign transaction fee of 3% on the amount converted to AUD.
• Fixed late payment fee of $30.

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What should I know about Amex?

Before choosing your card, it is important to know a bit more about who offers this service, so you feel safer about what you are acquiring. American Express (Amex) is a company founded in the state of New York (U.S.) in 1850, and has been working in the business for more than 170 years.

With worldwide fame in services such as credit cards, insurances and others, it started operating in Australia during the 1950’s, even though the first American Express Card was only launched in the 1970’s. In the country, the group has offices in four cities: Sidney, Melbourne, Brisbane and Perth.

Who is this card for and how do I know if my profile fits it?

Knowing your buying profile is very important before choosing a credit card, since it can help you determine what is the most suitable and advantageous option for you. To understand if this offer provides what you want, it is a must that you be honest with yourself and list all the requirements you have.

If you are looking for an option that allows you to enjoy rewards and satisfying benefits, then you should definitely consider the American Express Platinum Edge Credit Card, as it highlights attractive offerings that may fit your buying style.

Step by step to apply

Now, you have decided that this is the most suitable option for you. So, how can you apply? Well, it is very easy, as it can all be done online in just a few minutes.

1. Access the website and read all the information available;
2. Click on the blue button that says “Apply Now”;
3. Fill in the blanks with your personal and financial information;
4. Press “Continue” until you finish everything;
5. Make sure all the information is correct before submitting.

If you still have any questions after reading and doing your research, please contact the institution: 1300 557 743.

Conclusion

The American Express Platinum Edge Credit Card is an option for people who are looking for compact and affordable offerings. With an annual fee of $0 in the first year and a minimum credit limit of $3,000, this card offers benefits in traveling, shopping and safety, while you are still able to add up to 4 other cards without paying an extra fee.

If you are considering choosing it, please be aware of all the terms and conditions before making a decision. Now, are you sure this is the option for you? Click on the button below for an efficient and easy application form!

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