How to apply for your Virgin Australia Velocity Flyer Card

Everyday purchases through the Virgin Australia Velocity Flyer Card enable you to acquire rewards points. The card matches well with customers seeking travel savings together with special advantages. Your daily shopping activities with this credit card transform into rewarding benefits.

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Benefits of the Virgin Australia Velocity Flyer Card

You can obtain these main benefits with this card.

• You receive Velocity Points on all your card transactions that let you obtain flight tickets along with upgrades.
• This card provides members with reduced prices on Virgin Australia airline flights.
• The card enables you to save money on international transaction fees.
• Velocity points can be queued as rewards for flight bookings or hotel bookings aside from shopping options.
• Through the application you can easily track your points accumulation.

Some more details

The Virgin Australia Velocity Flyer Credit Card offers a range of exclusive benefits for its users. With this card, you can earn Velocity frequent flyer points on your qualified daily spending, earning 66 points for every $100 spent up to $1,500 per month, with half a point for every additional dollar spent thereafter. Additionally, when you spend directly with Virgin Australia, you earn 1 extra point for every $1 spent. Each year, you also receive a $129 gift voucher when you make a retail purchase in the two months prior to requesting the voucher.

The card provides free insurance, including 90 days of purchase protection insurance and up to 12 months of extended warranty insurance, offering greater security for your purchases. Another advantage is the ability to make balance transfers at 0% interest for 12 or 24 months, with just a small transfer fee, allowing you to reduce the interest on balances from other credit cards.

Moreover, the Visa Platinum card offers exclusive access to early ticket sales for popular events in Australia, such as concerts and sporting events, without queues or waiting. You can also enjoy a 24-hour personal concierge service, which assists with restaurant reservations, shopping, and other services, just like having a personal assistant. For added convenience, the card offers digital wallet payment options, allowing you to make quick and secure payments with Apple Pay, Samsung Pay, or Google Pay.

Prerequisites for applying

The Virgin Australia Velocity Flyer Card application requires these following conditions for qualified acceptance:

• Be at least 18 years old.
• Have a good credit history.
• Meet the minimum income requirements ($35.000).
• Be an Australian resident.

Details to have handy:

• Identification documents.
• Income and living expense details.
• Credit limit of any credit cards or loans you have.
• Card or account number of any balances that you wish to transfer.

About Virgin Money

The Virgin Group consists of Virgin Money as its financial division while operating under the well-known Virgin brand which brings innovative business approaches to its customers worldwide. Virgin Money provides its customers with multiple financial service products such as credit cards combined with savings accounts as well as loans. Through customer satisfaction as their core priority Virgin Money delivers straightforward banking solutions accessible to everyone. The digital platform through their network lets you control your finances at any time and from anywhere.

Who is this card for?

The Virgin Australia Velocity Flyer Card serves the following groups of users:

• Regular travelers need this card to acquire flight rewards.
• The Virgin Australia Velocity Flyer Card benefits shoppers seeking to build up points from their shopping activities.
• The card provides redemption flexibility to any type of user.

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Step-by-step guide to apply for the card

• The official website of Virgin Money can be found for users to visit.
• Navigate to the “Credit Cards” division found on the official website.
• People who need to select the Virgin Money Velocity Flyer Card can proceed.
• Complete the application form after which you should await approval confirmation.
• The application process ends in obtaining your approved card which will arrive through postal mail service.

How to unlock the card?

The procedure to unlock the card includes the following steps after you get it from the bank.

• Contact the activation support by dialing the customer service number printed on the sticker of your card. Or,
• access the bank’s mobile app.
• Follow the automated instruction system to start the process.
• You must create a secure PIN through the activation process.

Positives and negatives of the card

Positives

1. Earn velocity points quickly

The main benefit of this card enables customers to earn Velocity Points for their regular transactions. When you use the card to buy anything from groceries to utility bills and booking vacations Velocity points will accumulate so you can exchange the points for flight booking or service upgrades. The earning speed increases directly with your spending level therefore this credit card suits regular shoppers and travel enthusiasts.

2. Exclusive travel discounts

Virgin Australia flight passengers who use the card can take advantage of exclusive price reductions. You will reduce the cost of your air travel because of these savings opportunities. Virgin Australia credit card members can access multiple bonus advantages which include both flight and accommodation price reductions for their travel needs.

3. Easy point tracking and management

Virgin Money provides users with a simple mobile application along with an effective online system to effectively monitor and handle their Velocity Points. The platform provides tools for balance inquiries as well as point redemption capabilities and permission to establish alerts for reward and competitive opportunities.

Negatives

1. Annual fee

The card delivers various advantages though you will need to pay an annual fee to maintain it. The annual charge on this card may not be beneficial if you either travel infrequently or fail to accumulate enough rewards using the card.

2. High interest rates

Any outstanding balance that you carry from month to month will face high interest rates on the credit card. The accumulation of balances might trigger costly interest payments from the card that could compensate for the value acquired from earning points.

3. Potential for overspending

Several users may overspend because they want to accumulate additional points. Careless use of the credit card could result in significant debt with challenging payments which subsequently leads to accumulating costs

Fees and tariffs

Among the expenses associated with this card you will find the following costs.

• Annual fee: $149 (subject to change)
• Purchase rate: 20.74% p.a.
• Cash advance rate: 20.99% p.a.

Virgin Money will apply a late payment fee when you are tardy with your payment duties.

• Credit limit range: $6,000 – $100,000
• Minimum income requirement: $35,000

Visitors need to check the official website for the latest annual fee information.

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Customer service

The customer service team of Virgin Money is available to address your inquiries through multiple contact channels including phone and website.

You can contact customer service support by dialing the phone number printed on your credit card back. Or: 13 37 39 (general enquiries) and +61 2 8288 2222 (lost or stolen credit card enquiries).

The support page is located on the official Virgin Money website for customer needs: Frequently Asked Questions | Help & Support.

The Virgin Money app provides an interface to contact representatives through messaging.