Financial guidelines

Easy concepts to help you budget smartly, increase your savings, and take control of your financial future

kids bank account: girl-playing-with-coins-making-stacks-of-money-and-saving-money-in-a-piggy-bank-in-a-glass-jar
Talita Melz May 15, 2025

What is a kids bank account?

Looking for a kids’ bank account in Australia? Options like CommBank Youthsaver and Bendigo PiggySaver offer no fees and bonus interest to help chi...
interest rate
Talita Melz May 2, 2025

What is an interest rate?

Interest rates affect what you earn or owe. Know the types, how they're set, and how to use them smartly in loans or savings.
Credit repair: credit-check-financial-accounting-request-form-concept
Talita Melz April 29, 2025

Credit repair: How to fix and improve your credit report and credit score

Having a good credit score is essential for getting loans, financing, or even opening accounts for some basic services. In Australia, your credit h...
Bonds
Tercília Ribeiro April 25, 2025

Bonds: Learn How to Invest in Them

In this article, we aim to help you understand what bonds are and how to invest in them, so you can build a more diversified portfolio.
How to calculate interest rate
Tercília Ribeiro April 25, 2025

How to Calculate Interest Rate?

In this article, you will learn everything you need to know to negotiate the best interest rates for yourself and how to calculate interest rate ef...
How to Finance a Car?
Tercília Ribeiro April 23, 2025

How to Finance a Car? Learn How to Do It

Learn how to finance a car smartly, exploring options, rates, and tips to make the best financing decision.
Money fast
Tercília Ribeiro April 23, 2025

How to Get Money Fast: 10 Practical Ideas for Quick Cash

Discover practical ways to make money fast in Australia, from side hustles to freelancing, with flexible options to suit your needs.
Budgeting apps
Tercília Ribeiro April 22, 2025

Discover the 5 Best Personal Budgeting Apps

Explore the top 5 personal budgeting apps to manage your finances, track spending, and achieve your financial goals with ease.
Stop gambling
Tercília Ribeiro April 22, 2025

How to Stop Gambling?

Learn practical steps to stop gambling. Explore self-exclusion options, support resources, and strategies to break free from gambling addiction.
Ways to Reduce Your Expenses
Tercília Ribeiro April 22, 2025

11 Ways to Reduce Your Expenses

Reduce your expenses with smart, practical tips tailored for Australians looking to save money and improve their financial wellbeing.
What Is Freelancing?
Tercília Ribeiro April 18, 2025

What Is Freelancing?

Discover what freelancing means in Australia, how it works, its pros and cons, and how to start a successful freelance career in 2025
What Are Assets and Liabilities?
Tercília Ribeiro April 18, 2025

What Are Assets and Liabilities?

Learn the difference between assets and liabilities and how they impact your financial health, credit, and long-term planning in Australia.